By Lindsay Boyle October 9, 2016
Close your eyes for a moment and imagine yourself in someone else’s shoes: You’re a mom or a dad of two children, and you’ve just unexpectedly been laid off.
You manage to quickly find a job that nets you about $450 a month, but it’s nothing compared to what you and your partner used to pull in. Still, you’re managing to scrape by, in part by giving up the fresh food you used to purchase.
Then your car’s brakes give out. If you get them fixed, you’ll be out of money for the month, and it’s only the 12th.
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